Effective Date: July 30, 2026

Welcome to Zay Property Group (“Company,” “we,” “our,” or “us”), owned and operated by UMaher LLC. These Terms of Service (“Terms”) govern your access to and use of www.zaypropertygroup.com (“Website”).

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use this Website.

1. Company Information

Business Name: UMaher LLC

Website: www.zaypropertygroup.com

Throughout these Terms, references to “Zay Property Group,” “we,” “our,” and “us” refer to UMaher LLC.

2. Eligibility

You must be at least 18 years old to use this Website.

By using this Website, you represent that:

You are at least 18 years of age.
You have the legal authority to enter into binding agreements.
All information you submit is accurate and truthful.

3. Website Purpose

Zay Property Group is a real estate investment company.

The Website is intended to:

Provide information about our services.
Allow property owners to request cash offers.
Provide educational information about our business.
Allow users to contact us regarding real estate opportunities.

Nothing on this Website constitutes legal, tax, investment, or financial advice.

4. No Agency Relationship

Submitting information through this Website does not create:

an agency relationship;
an attorney-client relationship;
a broker-client relationship; or
any fiduciary relationship.

No real estate transaction exists until a written agreement signed by all required parties has been executed.

5. Property Information

If you submit information regarding a property, you represent that:

you have authority to provide the information;
the information is accurate to the best of your knowledge;
you are the owner or authorized representative of the property.

Providing property information does not obligate UMaher LLC to purchase your property.

6. Cash Offer Disclaimer

Any preliminary offer, estimate, or discussion provided through the Website, phone, text message, email, or other communication:

is non-binding;
is subject to inspection;
may change after due diligence;
does not create a purchase agreement.

Only a fully executed written purchase agreement creates any obligation.

7. No Guarantee of Purchase

We reserve the right to decline any property for any reason, including but not limited to:

title issues;
condition of the property;
market conditions;
financing considerations;
legal concerns;
zoning issues.

Submitting your property does not guarantee an offer or purchase.

8. Intellectual Property

All Website content including:

logos;
branding;
graphics;
text;
photographs;
videos;
layouts;
designs;
software;

is owned by UMaher LLC unless otherwise stated.

You may not copy, reproduce, distribute, modify, or republish Website content without written permission.

9. Prohibited Uses

You agree not to:

violate any law;
interfere with Website security;
upload malicious software;
attempt unauthorized access;
impersonate another individual;
submit false information;
use automated scraping tools without permission;
interfere with Website functionality.

10. User Communications

By submitting forms on this Website, you consent to being contacted by UMaher LLC through:

telephone;
email;
SMS/text messages;
voicemail;
other communication methods you provide.

Message and data rates may apply.

You may opt out of marketing communications at any time.

11. Third-Party Links

Our Website may contain links to third-party websites.

We do not control those websites and are not responsible for:

their content;
their privacy practices;
their services;
their accuracy.

Accessing third-party websites is at your own risk.

12. Disclaimer of Warranties

This Website is provided “AS IS” and “AS AVAILABLE.”

UMaher LLC makes no warranties regarding:

Website availability;
accuracy of information;
uninterrupted operation;
security;
merchantability;
fitness for a particular purpose.

We do not guarantee the Website will always be error-free.

13. Limitation of Liability

To the fullest extent permitted by law, UMaher LLC shall not be liable for any:

indirect damages;
incidental damages;
consequential damages;
lost profits;
lost opportunities;
business interruption;
data loss;

arising from use of the Website.

Your use of the Website is entirely at your own risk.

14. Indemnification

You agree to defend, indemnify, and hold harmless UMaher LLC and its owners, employees, contractors, affiliates, and representatives from any claims, damages, losses, liabilities, costs, or expenses arising from:

your use of the Website;
your violation of these Terms;
your violation of any applicable law;
information you submit.

15. Privacy

Your use of this Website is also governed by our Privacy Policy.

By using the Website, you consent to our collection and use of information as described in the Privacy Policy.

16. SMS Communications

If you provide your mobile phone number, you consent to receive transactional and marketing text messages from UMaher LLC where permitted by law.

You may opt out at any time by replying STOP.

Reply HELP for assistance.

Message frequency varies.

Standard message and data rates may apply.

Consent to receive text messages is not a condition of purchasing or selling property.

17. Fair Housing

UMaher LLC is committed to complying with all applicable federal, state, and local fair housing laws.

We do not discriminate based on race, color, religion, sex, national origin, disability, familial status, or any other protected class.

18. Governing Law

These Terms shall be governed by and interpreted under the laws of the State in which UMaher LLC is organized and conducts business, without regard to conflict-of-law principles.

19. Changes to These Terms

We may modify these Terms at any time without prior notice.

Changes become effective immediately upon posting.

Your continued use of the Website constitutes acceptance of the revised Terms.

20. Severability

If any provision of these Terms is determined to be unenforceable, the remaining provisions shall remain in full force and effect.

21. Entire Agreement

These Terms constitute the entire agreement regarding your use of the Website and supersede any prior agreements relating to the Website.

22. Contact Information

If you have questions regarding these Terms of Service, please contact:

UMaher LLC